Multi‑merchant collaborative savings
Save together. Stay separate. Grow with confidence.
Sinefe gives merchants their own workspace while members track groups, targets, and contributions across every merchant they join.
Area of operation
Built for Africa. Live where merchants are ready.
Sinefe is rolling out across the continent, one country at a time. Merchants set their city and country; members abroad can still pay in through Stripe or PayPal.
Ghana
Register your merchant in Ghana, invite members, and run savings targets with international payments.
Expansion roadmap
Countries on our roadmap
Ready to run your first savings circle?
Register as a member or create your merchant workspace in minutes.