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Planning savings together

Product tour

How collaborative savings works

From merchant onboarding to member contributions. Every step stays auditable and merchant‑scoped.

Step 01

Merchants join

Super admins approve merchants. Owners configure their workspace and invite members.

Step 02

Groups form

Create savings groups with clear rules. Members see only merchants they belong to.

Step 03

Targets run

Set goals, timelines, and status. Track progress with charts and contribution history.

Step 04

Everyone sees clarity

Members view balances and history. Merchants manage payouts and records without cross‑merchant bleed.

Built for real savings circles

Whether you run a market vendor association or a digital chama, Sinefe keeps contributions tied to the right group and the right merchant, every time.

  • Custom data tables with search and pagination on every list.
  • Role‑based sidebar: super admin, merchant owner, and member views.
  • Switch between personal and merchant accounts from one profile.
Savings and contributions

See multi‑merchant isolation

Learn how one login supports many merchants without confusion.

Multi‑merchant page