Payments
International members can join any target
Each merchant connects their own Stripe or PayPal account. Members abroad pay in the merchant’s currency: cards, wallets, and PayPal balances from dozens of countries.
Join from anywhere
Invite diaspora, remote teammates, and cross-border family. One link to contribute; no local bank account required on the member side.
Per-target checkout
Members pick a target, enter an amount, and checkout via Stripe or PayPal. Completed payments update group progress automatically.
Merchant-owned gateways
Funds settle in the merchant’s Stripe or PayPal dashboard. Sinefe never holds a shared platform wallet, only contribution records.
Stripe
Checkout sessions- International cards and local payment methods via Stripe
- Per‑merchant API keys (sandbox & live)
- Dedicated webhook URL per merchant
PayPal
Orders v2- PayPal balances and cards in 200+ markets
- Merchant‑scoped client ID & secret (encrypted)
- Capture on return + webhook-ready
Supported merchant currencies
Merchants choose a default currency (USD, EUR, GBP, NGN, KES, and more). Members pay in that currency; Stripe and PayPal handle cross-border settlement.
USD · EUR · GBP · CAD · AUD · CHF · SEK · NOK · DKK · PLN · MXN · BRL · INR · SGD · PHP · NGN · KES · GHS · ZAR · AED · SAR · JPY